Document Generation
The borrower's financial model comes in. Acme's platform extracts every deal term and drafts the credit documents in seconds — no re-keying, no copy-paste.
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Source financial model
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Spreadsheet mirror
Senior construction facility · Mermaid Beach, QLD — as received
| A | B | C | D | E | F | G | H | |
|---|---|---|---|---|---|---|---|---|
| 1 | ACME CAPITAL · FACILITY MODEL | |||||||
| 2 | ||||||||
| 3 | Borrower | Sterling Ridge Pty Ltd | ||||||
| 4 | ACN | 639 250 258 | ||||||
| 5 | Property | 12–18 Sterling Esplanade, Mermaid Beach, QLD 4218 | ||||||
| 6 | Facility | Senior Construction | ||||||
| 7 | ||||||||
| 8 | FACILITY SUMMARY | |||||||
| 9 | Item | Amount (A$) | Rate / Margin | |||||
| 10 | Principal Limit | A$18,500,000 | ||||||
| 11 | Gross Loan Limit | A$21,200,000 | ||||||
| 12 | Initial Drawdown | A$9,250,000 | ||||||
| 13 | PIK Interest | 9.75% | 5.40% | |||||
| 14 | Line Fee | 1.25% | ||||||
| 15 | Establishment Fee | A$277,500 | ||||||
| 16 | Arrangement Fee | A$92,500 | ||||||
| 17 | Broker Fee | A$138,750 | ||||||
| 18 | ||||||||
| 19 | KEY METRICS | |||||||
| 20 | Loan Term (months) | 18 | ||||||
| 21 | LVR (approved) | 64.0% | ||||||
| 22 | LTC | 72.0% | ||||||
| 23 | Gross Realisation (GRV) | A$31,800,000 | ||||||
| 24 | Total Development Cost | A$25,700,000 | ||||||
| 25 | Presale Coverage | 68.0% | ||||||
| 26 | Gross IRR | 14.8% | ||||||
| 27 | Net IRR (to investors) | 11.2% | ||||||
| 28 | ||||||||
| 29 | Settlement Date | 14 August 2026 | ||||||
| 30 | Maturity Date | 14 February 2028 |
Extracted deal terms
35 fields extracted from the model
Parties
- Borrower
Facility_Model!D3 - Sterling Ridge Pty Ltd
- ACN
Facility_Model!D4 - 639 250 258
- Director / signatory
Origination board - Marcus Halloran
- Guarantors
Origination board - Marcus Halloran and Sterling Ridge Holdings Pty Ltd (ACN 612 004 881)
- Introducing broker
Origination board - Priya Nandakumar, Meridian Debt Advisory
Property
- Site location
Facility_Model!D5 - 12–18 Sterling Esplanade, Mermaid Beach, QLD 4218
- Property name
— derived — - Sterling Esplanade, Mermaid Beach
- State
— derived — - QLD
- Asset class
Origination board - Residential
- Property description
Origination board - A 32-apartment residential tower across 8 levels with two ground-floor retail tenancies and 41 secure car spaces
Facility
- Facility type
Facility_Model!D6 - Senior Construction
- Loan amount
Facility_Model!F10 - A$18,500,000
- Facility limit
Facility_Model!F11 - A$21,200,000
- Initial drawdown
Facility_Model!F12 - A$9,250,000
- Loan term
Facility_Model!F20 - 18 months
Pricing
- Interest rate (all-in)
Facility_Model!F13 - 9.75%
- Margin over base
Facility_Model!H13 - 5.40%
- Line fee (p.a.)
Facility_Model!F14 - 1.25%
- Base rate (reference)
RBA / BBSW feed - 4.35%
- Payment method
PIK Interest row - Capitalising
Fees
- Establishment fee
Facility_Model!F15 - A$277,500
- Arrangement fee
Facility_Model!F16 - A$92,500
- Brokerage fee
Facility_Model!F17 - A$138,750
- Upfront fee (total)
— derived — - A$370,000
- Upfront fee (% of loan)
— derived — - 2.00%
Risk & Returns
- LVR
Facility_Model!F21 - 64.0%
- LTC
Facility_Model!F22 - 72.0%
- Gross realisation (GRV)
Facility_Model!F23 - A$31,800,000
- Total development cost
Facility_Model!F24 - A$25,700,000
- Presale coverage
Facility_Model!F25 - 68.0%
- Gross IRR
Facility_Model!F26 - 14.8%
- Net IRR
Facility_Model!F27 - 11.2%
Dates
- Settlement date
Facility_Model!D29 - 14 August 2026
- Maturity date
Facility_Model!D30 - 14 February 2028
- Make-whole / WAL
— derived — - 16 months
Generate documents
One click drafts a fully-populated document from the extracted terms.
Facility Term Sheet
Borrower & broker
Indicative terms issued to the borrower
Credit Memorandum
Wholesale investors
Investor-facing summary of the opportunity
Credit & Valuation Pack
Investment Committee
Credit & valuation pack for the Investment Committee